How Many Hard Inquiries Do You Want in the Six Months Before You're Applying for a Mortgage?

A hard inquiry is one you have initiated not one Initiated by a third party just on spec or because you're an existing customer How bad do those hurt you as I said with mortgages any hard inquiries and those hundred and eighty days leading up is a troublesome sign to a mortgage underwriter. But in terms of your overall credit score and mix Hard inquiries are not devastating to your score. They make up a relatively small Percent of your overallCredit scoring model Like a credit karma if you signed up for it, it'll show you how many hard inquiries you've had and It'll show you on the pie chart how much that's affecting you of your score Which again is not a lot Krista First