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The CMBS Commercial Mortgage Back Security Market Down in the US
There's a lot of concern about the CMBS commercial mortgage back security market down in the US. So banks don't like to lose money at any market to rent. But the residential side is bigger than a commercial side, so they get hit up both sides. It's kind of like when you kind of like peel back the onion, you know, because the downtown has been hollowed out.