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Ask HTM - Prepaid College Plans, Maturing Savings Bonds, & Settling the Roth vs Trad 401k Debate #694

How to Money

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Redeeming Bonds

Dan from Minnetonka, Minnesota has a question regarding series E. E bonds. The interest rates on the bonds that are yet to be cached top out at 4%. Starting in about two years, the ones that will be cached, dipped down to as low as 2.8%. Is it worth caching in the bonds now and sticking them in a high yield savings account or CD to take advantage of high interest rates? Or should I let them mature till their maturity date?

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