Intro

In this episode, I’m joined again by Ben Lake to talk through one of the most common real-world challenges we see with clients: needing liquidity, fast. Whether it’s a house that suddenly comes on the market, a business opportunity, or a life event that wasn’t neatly planned for, most people eventually face the question, “How do I actually get dollars out of my balance sheet?”We dig into borrowing strategies. HELOCs, margin loans, pledged asset lines, and when each one makes sense. We also spend time on box spread loans, how they work, why they’re becoming more common for high-net-worth households, and how they can dramatically change the after-tax cost of borrowing.