How to Get a Loan Without Checking Your Credit Score

He had tried out a couple of lending aps, lending services that are provided by vintex here in mexico. And he thought, ok, well, i'm just going to goggle, the google plays storse, what else is available? He comes across hosacash, this ab that is promising, in five minutes, to approve a loan without checking your credit score. Immediately after down loading the ap, you get a notification with tims of service saying that the ap will have access to a lot of your private information on your phone. The terms fof service are not clear and he doesn't really understand what it means or how the information is going to