Is This Not a Bad Reality?

i did a little looking at alternative capital sources like that. i wanted to always know what options are on the table in the event that, like, if growth slows a little bit and cash balances are dipping below a point that i'm comfortable with. They have a whole model that's kind of opaque. But they don't really give you all the details about that. And is this a straight loan, or is this like the revenue factoring thing? Whiulch, you see, i think right now, like, i have only 35 k accessible through that,. I think it's like 94 cents on the dollar. It needs to be paid back within six months.