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Jonathan Miller on High Mortgage Rates

Masters in Business

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The Impact of Climate Change on Property Values and Insurance Costs

In this chapter, they discuss the difficulties of getting insurance due to low pricing in the FEMA federal program, which is bringing more risk onto taxpayers. They also talk about the extreme heat in Phoenix and how it is impacting the housing market. The conversation then shifts to the housing prices in different parts of the country, with a focus on Montana, where even single-family houses have seen a significant increase in prices. They attribute the overall price growth in the US housing market to the low interest rates set by the Fed during the pandemic.

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