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Ram Ahluwalia Predicts MORE Bank Failures
Bankless
How to Deal With Uninsured Commercial Deposits
So first republic Silicon Valley bank silver gate always had a high level of uninsured commercial deposits. So now you cannot pretend and say, hey, it's an HTM portfolio. We're going to hold the maturity. It's true. If you hold the maturity, those bonds are good. But in that in the current period, they're marked below value and you're forced to sell those securities. You incur a loss. Okay. Now how about number four comorbidi negative equities. What does that mean? That just means they bought a whole bunch of like treasuries and mortgage back securities that are now under water because everybody's withdrawing. And some banks did handle this better
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