The Third Inch of the Transition Into Digital Wealth

I'm seeing some reports of the client uptake of digital advice offerings is still slow. I think we're in, you know, kind of maybe the third inning of the transition into digital wealth. Don't think of digital as a channel. Think of digital as simply an enabling technology that takes a lot of different forms depending on the customer type and the advisor type. It's tech enabled advice delivery. We always have that. And so from that standpoint, you can say there's really frankly nothing that new about digital. What is new, I think, is the consumer.