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Ep33: Disrupting the $1.5 Trillion Insurance Industry; w/ Hadi Radwan co-founder @ Asteya — Product Market Fit podcast
Product Market Fit
The Importance of Customer Acquisition Costs and Lifetime Value
The BC backed D2C business model relies on the delta between premiums and benefit payouts. People don't want to think about death or disability, right? And that's where the agent can help. The problem is, how do all of these companies essentially lose money? They've put their loss ratios publicly. For every dollar of premium, they might be paying out $1.5 of claims. That's not a sustainable model because insurance doesn't work this way.
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