If you could go back and give yourself one piece of advice when you were just starting to invest, what would you tell yourself? I would say to myself, buy Vanguard S&P 500 index fund and never sell it. It's simple, but it really is great, timeless advice. Do you recommend the total US market fund over an S&P500 fund? And if so, why? Well, because you get more diversification, you'll get another 3000 stocks. So again, that's the reason why.

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