Q&A: When To Talk About Money While Dating, Driving Uber Full-Time, & Pensions
Rich Habits Podcast
Navigating Financial Strategies and Career Transitions
This chapter critically examines the limitations and high costs associated with Indexed Universal Life insurance, contrasting it with traditional investment avenues. It also encourages late-career individuals to explore lucrative trade opportunities while emphasizing wise financial planning.
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
They talk about relying on pensions during retirement, investing throughout college, mortgages in Australia, accessing investments before 59.5 years of age, when it's appropriate to begin talking about money with your partner, saving for a down payment for a new duplex, and driving Uber full-time to fund an IUL.
---
👀 Sign up for the Rich Habits Newsletter and join 52K+ like minded investors in receiving weekly market updates, click here!
---
🏠 Download the Rich Habits Real Estate Hacks, click here!
---
🔥 Trial the Rich Habits Network for 7 days completely for free and see why 670+ other podcast listeners love the community we've built, click here!
---
💰 Sign up for Public and take advantage of their up to $10,000 bonus when you transfer an existing portfolio to their platform, click here!
---
⭐ Download our FREE Financial Planner – click here
⭐ Download our FREE Budgeting Template – click here
⭐ Earn 4.1% on your savings with a High-Yield Cash Account – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Use code “Spotify” for 15% off our 4-module video course – click here
⭐ Optimize your portfolio with Seeking Alpha – click here
---
👤 Explore everything Austin does – click here
👤 Explore everything Robert does – click here
❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
📬 Inquire about working together – christian@witz.vc
---
Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 7/17/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
The AI-powered Podcast Player
