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Is There a Second Order Effect With Clearbank?
Moiz: One of the brands I work with now that we just launched, it's we're using Clearbank Shopify capital and Brexit. So a lot of the initial capital that was raised went to inventory. And then the payback period for the paid is really great because the order value is so high. Moiz: It would have been nice if there were a Clearbank back in 2015 or 2016. But fundamentally, they don't change the nature of the game where you have to build a sound business.