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Navigating Fintech Regulations and Innovations
This chapter explores the changing landscape of fintech regulations in the U.S., highlighting the challenges startups face as they adapt to stricter measures in banking and cryptocurrencies. It also discusses innovative approaches within the fintech space, such as open banking and embedded payments, that are disrupting traditional transaction models. Additionally, the chapter examines the evolution of peer-to-peer lending and the significant growth in the private fund sector, emphasizing the future prospects and opportunities for innovation in fintech.