Susan will have this down payment broken into different buckets that are invested aggressively, semi-aggressively, moderately, semi-conservatively and then very conservatively as we approach the 2030s. That's a wonderful approach, so she may be able to make the down payment, and if somehow there ends up being excess money, it gives her more flexibility. So, Susan, that's your strategy. And again, I love that you're thinking about this right now. Long-term planning. That's how it happens. Well, thank you to everyone who's tuned in. Joe, we have done it again. I can't believe it's over already.

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