A New Housing Crisis Is Brewing In Places Prone to Climate Disasters
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Challenges of Insurers Retreating from High-Risk Areas: A Deep Dive into the Vicious Cycle
Exploring the impact of private insurers exiting high-risk climate disaster areas, the chapter focuses on the growth of the Fair Plan as a safety net. It examines the cycle of risk, potential insurer bankruptcies, proposed reforms, and the challenges Californians face due to rising insurance rates and climate change uncertainties.
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