Are We Ever Going Back to XYZ?

I mean, it feels like a lot of the chaos that contagion was centered around these crypto lenders. And I'd love if you could bring out your crystal ball and gaze into it and tell us, are we ever going to go back to the days of like 18% returns or lending returns or is that over? If I can answer this question accurately, I'd be in a very different job. However, as a person who covered the financial crisis for a while, they were like, we'll never go back to XYZ. So there you go.