The Importance of a Safe Retirement and Withdrawal Rate

A lot of investors hear about this 4% rule so you can withdraw 4% of the portfolio down each year and with a balanced allocation we'll lead there's a chance you won't want out of money. We like to end all these podcasts with a standard closing question and that is based on your experience in the markets if you could impart one piece of wisdom or teach one lesson to your average investor what would that be? So it's I would just call it maybe guarding against your kind of worse self in in those moments. Very good thank you very much Kevin this has been great really appreciate your time and all the best.