Credit Card Handling and Wind Up

i think, i think it might be good, you know, this is budgen ard. Whyn't we go through kind of a quick rundown of how credit cards work? And also, what's the thinking behind it? We want people to set aside cash for their credit card spending. But if you spend it on a credit card, rd, there's thisgrace period. The cash doesn't leave the checking account, unless some people do. Some people spend a hundred dollars on groceries and immediately pay it off. Most people accumulate a balance, they pay it off in a crunk at some point.