The Importance of a Low Combination Ratio

What does float to premiums tell you about an insurer? Oh, that's really complicated without seeing it in front of me. It depends on obviously if you have written premiums or you have earned premiums as part of it,. But then also it would just be how fast they're paying things out and the kinds of things that they're writing. So usually when you have very high float versus your premiums, I mean, you're taking more money more upfront and paying in more losses later.