The Reason You Get a Credit Card

I was the same way for a while where my dad really wanted me to get a credit card. And his, his argument was always, well, what if you want to buy something you can't afford? And I'm like, well, then I'm not going to buy it. It's smart. If you think you're not going to be able to control your spending with it kind of flexible credit account, then you can easily get stuck. But I've still kept that philosophy. I've never once ever bought something that I couldn't afford. Even when I got my car, I made sure- Make sure you balance. You've never carried a balance? No, not once