Paula: I like the interest rate discussion, but one people also forget about his cash flow. If if we can make her cash flow significantly better, so that she can max fun the for one k, or invest even heavier, this is a move that can potentially make her financial position over all much better. Less debt on the balance sheet, lower interest rates, but ore cash flow. paula: Even where a debt didn't have a high interest rate, if it swallowed up huge cash flow and we could pay it off in a fairly quick period, i would pay off that debt very quickly.

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