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Q&A: The Scary Shift from Saving to — Gulp! — Actually Spending Your Money

Afford Anything

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Balancing Idealism and Pragmatism in Retirement Planning

This chapter explores the contrast between idealism and pragmatism, particularly in financial independence and retirement planning. It emphasizes the importance of aligning financial strategies with personal goals while addressing the psychological impacts of financial decisions. Through personal anecdotes and investment concepts like risk parity, the discussion advocates for a fulfilling retirement that prioritizes purpose and meaningful experiences over strict budgeting.

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