You Really Screwed Up, Dave?

People would come to you and say, Hey, you really screwed up, Dave. And I've really screwed up. Can you help me too? Like that was what people would say. As we dug into it, years later, we started realizing that almost everybody has done something. Now, you might not have gone up in a ball of flame like I did. But most everyone has had some really stupid moments with money ... There's a lot of shame, a lot of condemnation, self directed on this subject.