Robert Kerbeck: Calling from the compliance department is genius in so many ways because it's like, well, the regulators like the government, basically the police now need this information. He says he could find out anything about any bank anywhere in the country right now in 45 minutes or less and would use that ploy to get his point across. "It's just like there's layers to this that are just really, really, you can tell that you created this based on a lot of experiences," said Kerbeck.

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