Short-term fixes vs long-term solutions

Dave argues 50-year or portable loans may harm long-term affordability despite short-term relief.

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Episode notes

What if you could transfer your 3% mortgage rate to a new property? It could be possible in the near future. A new type of home loan would allow borrowers to move their mortgage rate when they sell and buy a new property, effectively ending the “lock-in effect” plaguing the housing market. Could a loan like this really come to fruition?

We’re back on another headline episode, touching on real estate’s top stories that you need to hear to invest better than the masses.

First, we’re talking about “portable mortgages,” another push for affordability from the Trump administration. You may be able to transfer your low rate…but for how long? Then, we touch on the real reason the housing market is stuck in purgatory, and the only way we’ll bounce back.

Is this the fall of house flipping? James goes public (front-page news!) with a six-figure loss and shares the truth about how hard it is to flip houses right now. Finally, we answer the question every 13-28-year-old is asking: Is Gen Z screwed? With a tanking job market, there’s only one way for them to survive…

In This Episode We Cover

New “portable” mortgage potential that could let you take your rate to a new home

The fall of house flipping? Why even James is struggling to make a profit

A shocking statistic about the average homeowner (why the housing market is stuck)

No more trust funds: why “home inheritance” is becoming the new normal

Gen Z can’t find jobs: here’s what they should be doing instead

And So Much More!

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On the Market 373 - Trump Floats 50-Year Mortgages