108: How We're Approaching Volatility in 2025
Rich Habits Podcast
Navigating Urban Living and Community Engagement
This chapter explores the financial difficulties faced by residents in high-cost cities, particularly New York, and the gap between wages and living expenses. It also invites audience engagement through social media and promotes a free trial for the Rich Habits Network aimed at improving financial literacy.
2025 has been a volatile year thus far, as we had predicted months ago. The good news is there are a ton of different ways to position yourself to take advantage of this volatility.
NEOS Investments' ETFs, specifically QQQH, has a built in "hedge" for downside risk. Their other ETFs, like SPYI & QQQI, offer monthly income to provide a 1% or more monthly return via cash deposited to your brokerage account.
We know volatility can be scary, but between NEOS ETFs, precious metals, resilient names like SCHD and dividend stocks -- riding out the volatility can feel like a breeze.
At the end of the day, dollar cost averaging is the best way to approach volatility -- especially if you plan to be in the markets for at least another 3-5 years.
---
⚡️ Sign up for a 7-day FREE trial for the Rich Habits Network, click here!
---
💰 Get a 6% or higher yield with a Bond Account on Public, even if the Fed continues to cut rates.
Click here to start investing on Public!
---
💰 Start tracking your net worth using Roi! Connect your accounts or manually enter your balances. With Roi, you will always know where your net worth stands.
Click here to sign up for Roi!
---
⭐ Download our FREE Financial Planner – click here
⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Use code “Spotify” for 15% off our 4-module video course – click here
⭐ Optimize your portfolio with Seeking Alpha – click here
---
👤 Explore everything Austin does – click here
👤 Explore everything Robert does – click here
❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
📬 Inquire about working together – christian@witz.vc
---
Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/10/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
The AI-powered Podcast Player
