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438 | Dollars and Sense | Clint Murphy & Ginger

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CHAPTER

How to Apply Actionable Tips to Your Finances

The win of pain really influences how painful it is for us to spend money. If we pay for something before consuming it, the actual consumption of it feels almost painless. Paying for things while we consume them not only makes us more acutely aware of the pain of pain, but it also diminishes the pleasure of consuming. Don't use credit cards as a substitute for cash because they are less valuable by any definition.

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