How to Save a Million Dollars in Retirement

If you're a 20 year old and you want to save a million dollars by the time you get to 65, you just have $95 a month to do that. Of that million dollars, almost $950,000 of it is growth, is earnings, is investment return. It's remarkable, your money worked way harder than you had to work. Just for the 20 year old, 95% of the account value is actually coming from the growth of the assets,. For the 30 something, 89% of the final account value is still the growth, not your contribution.