Stoa's Alternative: Reward-Based Savings Instead of Interest

About this episode:

Host Laura Watkins, Director of Media and Marketing, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.

Stories covered on the podcast this week include:

Financial education is set to hit classrooms across the UK - we take a look at how this initiative is being received by schools nationwide.

PayPal has entered the Canadian “buy now, pay later” market with a new fee-free service - but what could this mean for the sector as a whole?

We’re also joined by startup Stoa to discuss their fresh alternative to traditional interest-based savings. Plus, Coinbase is shaking up the savings space with a new product launch, and we hear from Juice, one of the UK’s fastest-growing fintech lenders, about their latest research on SME lending.

And finally, we’ve got a special segment to wrap up the show - fans of The Celebrity Traitors will love this one… it’s got a fintech twist you won’t want to miss.

This week's guests:

• Nicolas Benady - CEO of Swan

• Joshuah Lebacq - Director, Venture Capital & Innovation at National Bank of Canada

• Mike Saraswat - CEO and Co-Founder of Stoa

Also featuring voice notes from:

• Louise Hll, founder of Go Henry
• Catherine Chan, CEO and co-founder of Juice
• Dylan, courtesy of Kate Moody, Strategy Director at 11:FS

Read the 11:FS Benchmarking Report here

Timestamps/stories

Intro - (00:00)⁠⁠⁠⁠⁠⁠⁠

Financial education to be taught to schoolchildren in England- ⁠(06:57)

⁠PayPal launches no-fee Pay in 4 BNPL in Canada- (15:55)

⁠Coinbase launches interest-bearing savings accounts in the UK- ⁠ (35:32)

⁠New UK start-up Stoa launches to offer an alternative to traditional interest-based savings -⁠ (45:00)

59% of UK SME founders abandon loan applications midway- (56:09)⁠⁠⁠⁠

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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