Pendemic Risk

Pendemic risk was totally, totally underprized by all of us in the industry. Several of us thought its an event that'll happen at most once in a hundred years. So i think the big lesson for us is to recalebrate and rethink about what the return time is fr something like a pendemic risk. I just think a little figure changes. Itll be in a sholp in the budget one day, in know, received from buffet in x and thand andand some huge figure peers down below. The wording will be much more careful, i in future policies.