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WCI #311: Asset Location

White Coat Investor Podcast

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The Benefits of Q-LACs

A Q-LAC is an investment vehicle that allows funds in a qualified retirement plan to be converted into a delayed income annuity. The big benefit here is that while that money is sitting in there, you're not paying RMDs on it. "I don't think most white-coat investors need this product," says John Sutter.

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