i'm a bull on the fact that wall street has really cleaned up its act. I credit humor to helping me navigate client relationships, which is probably the best tool in my tool belt. You do personal finance long enough, and i've been doing it 17 years, you 're going to find yourself knee deep in a lot of unsavoury type of life events. There's just so many things like lurking in the demon dwelling in rea there. And i got to tell you, getting some in there to figure out what is a morbid conversation, or a pretty dark matter, goes a long way. It's easy to say, but doing it. Humans are terrible at this,

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