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The Different Roles of Regulators in Digital Payments
Different GOs have got different rates of adoption of digital payments or the eradication of physical money. And what's driving that difference geographically? Different regulators, regulate in different ways, different governments have different views of control mechanisms around things. This also has an impact in how the consumer responds to those different sort of provocations and stimuli. Some countries in Africa have given leapfrog jumping, a bunch of stuff that the rest of the world already had and they went straight to mobile for instance.