
83. Iron Fisted Lucy
The Happy Saver Podcast - Personal Finance in New Zealand
00:00
How to Use a Credit Card to Pay for Your Needs
Lucy's family call her iron fist because she monitors it so closely by not spending one dollar more than they need to on it. She and ofano use the credit card to pay for as many bills and expenses as they can, earning some reward points from the bank that they can then buy store vouchers with. Lucy makes sure that the credit card balance is paid off in full every month so they never incur interest and they get these rewards. A word of warning is to make sure that once you pay the annual fee you are actually making money off it johnny and i used to have the same credit card actually as Lucy and found that because our spending was low and the rewards they offered kept
Play episode from 35:20
Transcript


