The Happy Saver Podcast - Personal Finance in New Zealand cover image

83. Iron Fisted Lucy

The Happy Saver Podcast - Personal Finance in New Zealand

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How to Use a Credit Card to Pay for Your Needs

Lucy's family call her iron fist because she monitors it so closely by not spending one dollar more than they need to on it. She and ofano use the credit card to pay for as many bills and expenses as they can, earning some reward points from the bank that they can then buy store vouchers with. Lucy makes sure that the credit card balance is paid off in full every month so they never incur interest and they get these rewards. A word of warning is to make sure that once you pay the annual fee you are actually making money off it johnny and i used to have the same credit card actually as Lucy and found that because our spending was low and the rewards they offered kept

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