Mastering Retirement Withdrawal Strategies

This chapter explores the complexities of transitioning from wealth accumulation to decumulation in retirement planning. The hosts address key concepts such as sequence of returns risk, risk parity models, and the importance of strategic asset allocation as individuals approach financial independence. Emphasizing the necessity of pre-retirement planning, they discuss psychological challenges, budgeting for unpredictable 'lumpy spending', and the bucket approach to creating sustainable withdrawal strategies.