The Differences Between Chase and American Express

The points guys will tell you the ones that are constantly offering 100 tap points. And I just wait for those ones because they're coming out all the time. Chase has a 524 rule, so even if you have five businesses and you're trying to open up the platinum card on all five businesses, it won't allow you to get the points five times over. You can only cash in on those points one time. So that's why we always want to maximize the Chase points first before American Express. Unless American Express tops up with like 120,000 miles on the American Express Platinum card, which is offered on the business side right now.