Do I Have an Appropriate Down Payment?

Three to five percent down on the first home is perfectly fine because we're just trying to get you into get you into the game so that you can do this. Do I have enough left over at the end of the month? Or do I know I'm going to keep my house inside of the affordability realm when it comes to satisfying that mortgage payment without stable cash flow coming in? It can be pretty crazy pretty scary to now have a mortgage payments on the books that you don't have a choice. You got to pay it every month or else you go into a bad spot. We always talk about the 25% of your income is kind of your threshold or boundaries on that.