Is There a Three % Surrender Charge?

i was just hoping to kind of invest it into something that maybe the fees would be a little bit lower and my return would be better. I do have about ten thousand dollars in student loans, but it's at a decently low rate so i wasn't planning on paying that off. If we were to look back to the original insurance, ause, you said you'd, you moved it in from other insurances. Do you remember when you bought that insurance, the one that was way back when?I don't, sir. Ok. So let's find out those two things. Surrender charge tax ability.