I'd Save a Thousand Dollars a Year if I Moved to Fido

Fidelity did a comparison on an annuity that i have with nation wide that's valued at 400 forty thousand dollars. I would save about a thousand bucks a year if i moved to fidelity, but i would lose the death benefit of 250 sand dollars. Richard writes: We've accumulated enough assets to allow us to live comfortably for the foreseeable future. Why put any resources in jeopardy if we don't need more than we have now?