The HDFC merger - Can the $60 billion elephant dance?
Finshots Daily
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H TFS Banks vs. Banks
Regulations favored n b f c as they didn't have to deal with as many restrictions and red tape. H t f c was already doing it, but could only assign or sell these loans to h t f c and earn a small fee while at it. For instance, banks can dole out cheap home loans because they can mobilize funds through deposits.
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