Banking correspondent, mane moese e money mak talks to black american entra peneers about their experiences trying to get loans from banks so they can start businesses. Mane: A lot of black owned businesses tend to be on the smaller side. Banks do specialize in higher dollar loans and a lot of black antra penuers don't necessarily fit into the main stream banking system. But i would say race is certainly a factor. Most black onchipeners are self funded at those early stages.