T-Bills Are Making 4.5 Whereas My Savings Account Is Making 0%

In terms of holding things like large amounts of treasuries with a big institution, like it could be TD Ameritrade, it could be anywhere. Just be aware that if you're 90 years old and you're going to be leaving this in your probate estate, it is really hard to get to get custodial cooperation from some of these big institutions. At least T-bills are making 4.5 whereas my savings account is making 0%. That's theoretically possible. But there's no way to know. I mean, it's just pure speculation.