Rethinking Safe Withdrawal Rates

In this episode we answer emails from Average Joe, Matt, Kimbrough and Jon.  We discuss goooooold, Matt's proposed portfolio, preferred shares fund PFF and how often to look at your portfolio without going insane.

But first we discuss a recent article from David Blanchett recognizing that a 5% withdrawal rate ought to be the standard for financial planners and a New York Times article about financial independence and the EconoMe conference.

Links:

David Blanchett 5% Rule Article:  Is the 4% Rule Too Safe? | ThinkAdvisor

2013 Article Saying the Opposite:  The 4 Percent Rule is Not Safe in a Low-Yield World by Michael S. Finke, Wade D. Pfau, David Blanchett :: SSRN

New York Times FIRE Article (paywall):  Meet the FIRE Savers Who Retired Early - The New York Times (nytimes.com)

Matt's Proposed Portfolio:  Portfolio Matrix – Portfolio Charts

Father McKenna Center Donation Page:  Donate - Father McKenna Center

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