How to Create Financial Freedom This Year

The majority of my investing taking place in retirement accounts this year I set up an account that is purposely get this tax inefficient to bring me small steps closer to financial freedom each month. Instead of reinvesting the dividends that these holdings produce at the end of the month I transfer the exact dividend amount earned for that month out to my checking account and use those small amounts literally pennies some months a few dollars in other months camera rights to pay down extra principal on my mortgage cam goes on. It's a fun way to gamify and otherwise boring activity slowly paying off my house early in addition to shaving off a few dollars per year on my mortgage. This account acts as an extension of my emergency fund