"There's basically three things I actually sweat I care about. How much I'm earning, what we're doing originally to build my salary," he says. "I don't sweat spending $50 here or $100 there because for the first 10 years of my career, my total combined rent plus car payments was hovered between 6 and 8% of my income" If you do well on your big expenditures house or shelter and car, if you'll find is the stress around a lot of the other stuff really starts to melt away.

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