Canada's mortgage market this past year faced high interest rates, a stress test that crippled buyer affordability, and new mortgage rules that further impacted financing options and credit lines for Canadians. It was not a great year for finding money and a stressful one for mortgage brokers and banks. This week, Andy Hill from RateFilter.ca sits down with Matt & Adam to discuss this year from his unique position on the frontlines, navigating this complicated moment in mortgages. How hard is it now for home buyer’s to qualify? Are delinquency rates on the rise? And what will happen to interest rates & the Vancouver real estate market? This is an episode from the trenches. Listen up!