Early Retirement - Is That a Good Idea?

The stock market has had an amazing bull run for the past decade, and bonds as well. Is this perhaps emboldening people a little unrealistically? I mean, if you look forward the next decade, a projected returns ar probably going to fall short of what we've had. We spend a lot of time helping clients understand how they're going to get their income,. How it's going to be distributed off the portfolio, and how our strategy is designed to weather both good and bad markets. The last true, big pole, pot pull back in the market was over 12, 13 years ago. And i think with millennials too, it's a whole nether conversation. They need to alter