Understanding FDIC Pass-Through Insurance and Its Implications

In this episode, I had the chance to sit down with Kelly A. Brown, Chairman and CEO at deposit management startup Ampersand. Previously, she spent 13 years at the American Deposit Management Company. Kelly and I had a chance to talk about:

* What inspired Kelly to get into banking

* The sudden attention paid to deposit insurance in the wake of SVB’s collapse

* How FBO and deposit insurance pass through models should be structured

* Consumers’ misapprehensions about what deposit insurance does and doesn’t cover

* And more!