Is There Something Unique About Africa?

There's just like a whole new wave that's happening in many markets. It is certainly not the case that you've cracked one market in Africa, you've cracked them all. I think perhaps what really excites me and it's maybe a little bit romantic, but you're seeing this huge wave of people going from cash to digital for the very first time. People are going to mobile money, right? And over 90% of adult Kenyans have in peset and they use it once a month.